Personal Article Floaters

August 19, 2020

If you lose your ring in the lake, is it covered on your homeowner’s insurance policy?

Your home policy may protect your valuables up to a certain amount, but if you have expensive jewelry, fine arts, collectibles, etc., a Personal Articles Floater (PAF) may be a good idea.  A PAF is an endorsement onto your homeowner’s policy that will provide extra coverage to your scheduled items in the event of theft, damage, or loss to your valuables.  Items that may be considered valuables include:

  • Jewelry
  • Watches
  • Cameras
  • Fine Arts
  • Musical Instruments
  • Golf Equipment
  • Electronic Equipment
  • Firearms

Contact us today with any questions!

*This list is non-exhaustive, actual coverage is subject to the policy as written